Receivables financing without the bank-speed bottleneck

Turn earned revenue into working capital.

Pilent helps digital companies, platforms, agencies, e-commerce brands and B2B businesses access funding against invoices, approved payouts and predictable receivables — through selected funding partners.

Check eligibilityExplore solutions
FlexibleInvoice, payout and platform-based structures.
Data-ledUnderwriting can use accounting, marketplace and payment data.
Partner-fundedMatched with suitable funding partners.
Funding workspace
Eligible receivables€842k
Available advanceSubject to review
Invoice
verified
→
Funding
partner
→
Cash
released
Cash flow clarityLive visibility into submitted, approved and paid receivables.

Funding products for real cash-flow gaps.

Not every business fits a bank checklist. Pilent is built for receivables that can be verified, monitored and financed through a structured partner network.

Invoice factoring

Advance cash against unpaid B2B invoices and trade receivables.

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Early payouts

Let partners, suppliers or publishers get paid before the standard payment date.

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Media buying capital

Bridge the gap between campaign spend, client payment terms and revenue collection.

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Revolving line

A working-capital line that can refresh as eligible receivables are created and repaid.

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Embedded financing API

Add finance inside your platform, marketplace or payout flow.

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Contractor financing

Accelerate approved freelancer and contractor invoices.

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Built for digital, trade and classic B2B.

Pilent is deliberately universal: e-commerce, agencies, platforms, SaaS, exporters, distributors and ordinary invoice-based companies can all be assessed when receivables are clean and verifiable.

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What funders need to see

Valid commercial relationship and identifiable payer.Verifiable invoices, statements or approved payouts.Historical payment behaviour and low dispute rates.Clear route for repayment, assignment or payment instruction where required.

How it works

A practical process designed to get from application to structured funding discussion quickly.

Apply

Tell us about your business, receivables and payment cycle.

Verify

Provide invoices, statements, accounting exports or platform data.

Match

We route the case to the most relevant funding partner structure.

Fund

If approved, funds are released according to the agreed facility terms.

Why not just go to a bank?

Banks are often excellent for mature, standard collateral. But many growing businesses need capital based on receivables, platform data and payment cycles — not months of committee process.

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Estimate a funding fee

Illustrative only. Actual pricing is custom and subject to partner approval.

Illustrative fee at sample 1.8% / 30 days€0